The Benefits of Self-Pay Therapy

Choice

You are able to focus on your specific needs outside of the confines of your insurance network. You can access therapists who will work with you in the capacity that you need. When you are working with your insurance network, it can be hard to find someone who can meet with you when you need it, but self pay allows for more choice in who you meet with and what they can offer.

Flexibility

Many providers who take insurance have little to no room in their schedule. Sometimes they are so full they may only be able to offer a time here and there, and that might not work with your schedule. Finding someone outside of your network who has flexibility and can work with you when you need it can be invaluable.

Timeliness

The demand for mental health can lead to long wait times, waitlists, and extended periods without care.

Convenience

You can decide who you work with, who can meet you at your schedule, a location that best serves you and your needs, and give you the ease of knowing that there is ease in seeking help.

Privacy

Providers who use insurance are required to submit a diagnosis to your insurance which will always be on your record. Sometimes providers are required to provide certain information about the client to insurance to be able to continue with care. When working outside of your insurance network, you are able to receive more privacy without insurance companies checking in on you and having records of your care. This allows you to explore whatever your needs are without documentation with your network.

Focus on You

Using therapists outside of your network can allow for more autonomy in the counseling process, holistic approaches, and overall well-being. Using insurance requires specific mental health needs to be met, recorded, and continued care.

Using self pay as an option allows you more autonomy in the care you want to receive.